Life, AD&D, and disability
If you get injured or can’t work due to an illness, Klaviyo helps you protect your income through your life and disability benefits.
Life and accidental death and dismemberment (AD&D) insurance
You’re automatically enrolled in company-paid basic life and AD&D at 1 times your salary, up to a maximum of $500,000. This policy will no longer be administered by Prudential. As of January 1, 2025, Reliance Matrix will administer these programs.
- Life insurance: pays your designated beneficiaries a lump-sum payment in the event of your death
- Accidental death and dismemberment AD&D: If you die in an accident, AD&D pays your designated beneficiaries an additional lump-sum payment.
Disability
Short- and long-term disability to replace a portion of your income if you become ill or injured and can’t work.
Prudential will administer the program through December 31, 2024, and then transition to Reliance Matrix beginning January 1, 2025. Open any applicable claims respectively depending on your date of disability.
Short-term disability and pay top-up
Full-time, U.S.-based Klaviyos are automatically enrolled in short-term disability.
- Short-term disability replaces 60% of your weekly earnings, up to $2,500 per week maximum, for up to 26 weeks as of January 1, 2025
- Klaviyo additionally covers 40% of your income (to get to 100% replacement or 100% on-target earnings for commission-eligible roles) for the first six weeks of an approved short-term disability claim
Long-term disability
If you’re unable to work after short-term disability coverage ends, and you’re eligible for long-term disability, you’ll receive 60% of monthly earnings (up to a maximum of $10,000 per month).
