What’s new for 2024?

Here’s a look at everything that changed (you’ll notice that not too much did!) for 2024. They’re your benefits. Make ’em work for you!

Changes to your medical and dental paycheck contributions

Your health care benefits play an important role in helping you be your best. As the cost of health care continues to rise, Klaviyo continues to offer valuable benefits that include programs and services that you may not have realized are provided to you as a medical and dental benefits participant. Together we share in the costs of these additional benefits, with Klaviyo paying the majority.

For 2024, your paycheck contribution has increased for medical and dental coverage. Vision contributions remain the same as in 2023.

2024 biweekly cost of medical coverage

Employee only

Employee + spouse or domestic partner*

Employee + children

Family**

HDHP Saver Plan (HSA eligible)

$51.02

$102.01

$91.54

$154.19

PPO Plan

$75.61

$151.22

$135.68

$228.67

HMO Plan

$71.99

$143.98

$129.18

$217.71

* Coverage that includes your domestic partner will be at a premium, combining pre- and post-tax contributions.

** Includes employee + domestic partner + employee’s children and employee + domestic partner + domestic partner’s children.

2024 biweekly cost of dental coverage

Employee only

Employee + spouse or domestic partner*

Employee + children

Family**

DPO Plan

$4.26

$12.38

* Coverage that includes your domestic partner will be at a premium, combining pre- and post-tax contributions.

** Includes employee + domestic partner + employee’s children and employee + domestic partner + domestic partner’s children.

2024 biweekly cost of vision coverage

Employee only

Employee + spouse or domestic partner*

Employee + children

Family**

EyeMed Vision Plan

$0.81

$1.54

$1.62

$2.38

* Coverage that includes your domestic partner will be at a premium, combining pre- and post-tax contributions.

** Includes employee + domestic partner + employee’s children and employee + domestic partner + domestic partner’s children.

Contribute more in 2024 to your health savings account (HSA)

When you enroll in the HDHP Saver Plan, you can contribute pretax dollars via payroll deductions to a health savings account (HSA) to pay for eligible health care expenses. And Klaviyo contributes too!

The maximum amount you can contribute to your HSA increased for 2024. Keep in mind that this limit includes both your contributions and Klaviyo’s:

$4,150 for employee-only coverage ($3,150 maximum contribution of your own dollars, $1,000 from Klaviyo)
$8,300 for two-person or family coverage ($6,300 maximum contribution of your own dollars, $2,000 from Klaviyo)
If you’ll be 55 or older in 2024, you can save an additional $1,000 in catch-up contributions.

Klaviyo’s contributions are made to your account each year, prorated by pay period (not a lump sum).

Make the most of these little-known benefits

Your Klaviyo benefits are more than what they seem. Many include little-known benefits of their own. Did you know that you already have access to all of these through the Blue Cross Blue Shield medical plans? Get to know them now, so you can make the most of them throughout the year.

Medical

MyBlue: The MyBlue app is your key to tracking your claims and benefits, reviewing your fitness and weight-loss reimbursements, checking your deductible, and more. It’s like a free upgrade for the plan you already have. Also saves you from having to carry around your Blue Cross Blue Shield ID cards!

Where to go for the right care at the right time: You have more ways than ever to get expert medical opinions and advice. Right when you need them, including a 24/7 nurse line, video doctor visits, your doctor’s office, urgent care, and more.

Free 24/7 nurse line: When you call our 24/7 nurse line, you can speak to a registered nurse, when you need to, day or night—free for Blue Cross Blue Shield members. Because guidance and advice should be available around the clock.

More support for mothers and newborns: Your Blue Cross Blue Shield medical plan can help you through your journey to motherhood and your baby’s first year, with a variety of resources, including maternity management care, lactation consultations, breast pump savings, and more.

Save money on eligible prescriptions: Blue Cross Blue Shield members have another way to save on prescription drug costs with the Cost Share Assistance Program through PillarRx. The cost-share program helps cover the costs of your prescriptions by using manufacturers’ coupons.

Learn more about these little-known medical benefits and how to make the most of them.

Total well-being

Fitness and weight-loss reimbursements of $150 each, through Blue Cross Blue Shield: Klaviyos enrolled in a Blue Cross Blue Shield medical plan receive a fitness reimbursement up to $150 a year to purchase fitness equipment or join a gym and an additional weight-loss reimbursement up to $150 (employee only) for weight-loss counseling or programs, including WeightWatchers®.

Save money with Blue365: Blue365 offers Blue Cross Blue Shield members premier health and wellness discounts and is free to join. You’ll get great deals and exclusive discounts for every aspect of your life.

Be the first to know about all the latest perks: Blue Cross Blue Shield offers a member newsletter that you can opt into if you’d like. These newsletters include updates to care options, new discount programs, and enhancements to your current medical and dental plans! If you scroll down to the bottom of the Coverage newsletter, you will find an option to Subscribe!

Get the total well being benefits details.

Dental

Dental enhancements for at-risk members: Dental Blue plan members receive enhanced dental benefits that focus on at-risk members with qualifying medical conditions, including diabetes, stroke, pregnancy, and more.

One hundred percent dental coverage for kiddos age 13 and younger: Dental Blue provides 100% coverage for kids under the age of 13—no cost and no deductible for covered dental services.

Learn more about these great dental benefits, and make ’em work for you.